Additional Services Include:
Cash Management Services:
OptimumBank offers the latest up to date Cash Management Services. These services are a complete account management service, such as:
Eligibility for Cash Management Services is subject to bank approval.
OptimumBank offers free ATM access to your accounts through the following networks:
With our online banking, you will have 24 hour access to your accounts free of charge. You can pay your bills online in the comfort of your home. Making deposits doesn’t get any easier using our mobile app from your mobile device.
Bank by Mail
OptimumBank provides its customers the opportunity to deposit checks by mail. Banking by mail is easy and economical.
All transactions are posted to the accounts the same day the mail is received. Receipts are sent on all bank-by-mail transactions along with a new postage-paid envelope for the next transaction.