Additional Services

Additional Services Include:

Cash Management Services:

OptimumBank offers the latest up to date Cash Management Services. These services are a complete account management service, such as: 

  • Remote Deposit Capture 
  • ACH Origination 
  • Online Domestic Wires 

Eligibility for Cash Management Services is subject to bank approval.

ATM Networks

OptimumBank offers free ATM access to your accounts through the following networks:

  • Presto
  • Star
  • Cirrus

Online Banking

With our online banking, you will have 24 hour access to your accounts free of charge. You can pay your bills online in the comfort of your home. Making deposits doesn’t get any easier using our mobile app from your mobile device.

Bank by Mail

OptimumBank provides its customers the opportunity to deposit checks by mail. Banking by mail is easy and economical.
This service is attractive to those who are unable to come into the bank, who do not wish to make a special trip to deposit or withdraw from their savings or checking accounts, or who live out of town.

All transactions are posted to the accounts the same day the mail is received. Receipts are sent on all bank-by-mail transactions along with a new postage-paid envelope for the next transaction.

For more information contact us