Stockholder Information

OptimumBank Holdings Inc. stockholders were sent a copy of our 2013 Annual Report on Form 10-K, for the period ending December 31, 2013 and the 2014 Proxy Statement from our agent, Continental Stock Transfer and Trust Company. If necessary, they can be reached at (212) 509-4000.

You can “Vote your Proxy” this year by mail, telephone (1-866-894-0537) or online (external link) at www.cstproxyvote.com.

The Annual Stockholders Meeting in scheduled for 10:00 a.m. Eastern Time on Tuesday April 29, 2014 at OptimumBank Holdings Inc. Executive Offices, 2477 East Commercial Boulevard, Fort Lauderdale Florida 33308.

OptimumBank Holdings Inc. Form 10-K, 2014 Proxy Statement and Shareholders Letter are available below in Adobe Acrobat Format.

Form 10-K/A Annual Report for Period Ending December 31, 2013

2014 Proxy Statement

2014 Letter to Shareholders

Please forward any related questions to investor@optimumbank.com