We're prepared to work with you. To
listen. To ask questions. And, most importantly, to provide
solutions. A savings account can be an important investment tool and
an integral part of your overall financial picture.
Regular
Savings
Requirements:
$100 minimum deposit to Open Account
Features
No monthly maintenance fee when you maintain a
$500.00 average daily balance or when you have direct deposit.
Interest compounded daily, credited monthly.
ATM card available.
OptimumBank does not charge any ATM transaction fees to its
customers.
Monthly Statement with EFT/ACH activity, otherwise quarterly.
FDIC Insured.
Fees:
$10.00 monthly maintenance fee.
Restrictions:
Transactions from a Regular Savings account to
another account or to third parties by preauthorized, automatic,
or computer transfers are limited to six per monthly
statement cycle with no more than three to third parties.
Optimum
Savings
Requirements:
$100 minimum deposit to Open Account.
$5000 minimum balance to Earn Interest (Note: You must maintain a
minimum balance of $5,000.00 in the account each
day to obtain the disclosed annual percentage yield.)
Features:
No monthly maintenance fee when you maintain a $5000.00 average
daily balance or when you have direct deposit.
Interest Rate tiered by account balance, compounded daily, credited monthly.
ATM card available.
OptimumBank does not charge any ATM transaction fees to its
customers.
Monthly Statement with EFT/ACH activity, otherwise quarterly.
FDIC Insured.
Fees:
$15.00 monthly maintenance fee.
Restrictions:
Transactions from a Regular Savings account to
another account or to third parties by preauthorized, automatic,
or computer transfers are limited to six per monthly
statement cycle with no more than three to third parties.
Club
Accounts
Requirements:
$5 minimum deposit to Open Account.
Features:
Vacation Club matures in May (Note:
The term of the account varies depending on the date opened.)
Holiday Club matures in November (Note:
The term of the account varies depending on the date opened.)
No minimum balance to maintain.
Interest compounded daily, paid at maturity.
FDIC Insured.
Fees:
No monthly maintenance fee.
Restrictions and
Penalties:
If you close your
account before interest is credited, you will not receive the
accrued interest.
You may not make any
transfers from this account to another account of yours or to third
parties by preauthorized, or automatic transfer or
similar order to third parties.
If any withdrawal is
made from this account before maturity then this account may be
closed.
Certificate
of Deposits
Requirements:
$1000 minimum deposit to Open Account.
Features:
Two month to 5 year certificates available.
Interest compounded daily, credited monthly.
FDIC Insured.
Restrictions:
You may not make any deposits into your account
before maturity.
©2008 OptimumBank.com
$100 minimum deposit to Open Account