Coming This SPRING!

1

Save money because the rate is often lower than credit cards, personal loans, auto loans and other forms of borrowing.

2

Enjoy lower monthly payments since repayment of borrowed principal is often over a longer period than many standard fixed rate term loans.

3

The interest you pay may also be tax deductible.

OptimumBank is going to give you convenient ways to either Draw Against or Pay Down your Line of Credit:

      Opti-Net Online Banking

        Opti-Voice Telephone Banking

      Write Your Own Checks

        Recieve Monthly Statement And Bill

Use a  Home Equity Line of Credit for anything:

             Payoff Credit Cards

             Make Home Improvements

             Go on Vacation

             Buy Automobile or Boat