877-985-BANK (2265)

OptimumBank offers the right solutions to meet your financial needs today and in the future. Individual needs and lifestyles call for different types of accounts.

With our highly experienced lending staff and local decision making, we are able to efficiently respond to all of your commercial and business borrowing needs.

Commercial Real Estate Loans Financing for the acquisition, renovation, construction or refinance of all types of owner occupied and investor owned commercial real estate properties including:

  • Multi-family apartment and small residential rentals
  • Office
  • Retail
  • Industrial
  • Flex space
  • Mixed use
  • Warehouse

SBA 504 financing is available for qualified commercial properties and borrowers.

Term Loans
Tailored to meet individual borrower needs, loans with terms up to 7 years.

Working Capital Lines of Credit
Credit lines for short term funding to bridge a cash flow gap.

We cater to businesses of any size. Whether you are just starting out or a well-established business, You will find we have products designed for all of your banking needs.

Cash Management Services are a complete account management service, such as:

  • Remote Deposit Capture
  • ACH Origination
  • Online Domestic Wires

Eligibility for Cash Management Services is subject to bank approval.


Please stop by one of our local Bank locations today!
Our Banking specialists would be glad to discuss your Banking options and answer any questions you may have...Locations