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        The internet banking section is for authorize users only and that any attempt to enter the secured internet banking section is prohibited by federal laws and will be reported to law enforcement authorities.              Rate Sheet

                   To Apply for a Bank Account

                        To Apply for an Auto Loan

                            To Apply for a Credit Card

                                 To Reorder Your Personal Checks

                                                  To Access Your Credit Card Account                         

Member FDIC & Equal Housing Lender

OptimumBank (NASDAQ: OPHC) was founded by Albert J. Finch and Richard L. Browdy to provide South Floridians with a community owned and traditionally operated full service bank employing the latest online/real-time internet banking technology available today. While servicing both individuals and businesses residing  in Florida near our beautiful office in the city of Plantation, our remote banking services (OptiNet Online Banking and Bank by Mail) attract customers from all over the United States. OptimumBank offers competitive interest rates and specializes in residential and commercial real estate lending throughout South Florida.